--- title: Amistad Bank | Mortgage Center description: Find your way home in Del Rio with Amistad Bank's Mortgage Lending Services — FHA, VA, Refinance, Conventional, New Construction, & Home Equity Loans! image: https://opengraph.b-cdn.net/production/images/9f14c0b6-c2e2-40a3-b5d6-354adde9a842.png?token=wvA6Ap1OuRh7WCuPsHJQo3a5TF5Q7odPJRtdCcFo03A&height=652&width=1200&expires=33263199639 --- We will be closed on Monday, October 12th in observance of Columbus Day.  We will resume normal hours on Tuesday, October 13th. ## Closed Columbus Day ## We will be closed on Monday, October 12th in observance of Columbus Day.  We will resume normal hours on Tuesday, October 13th. [Continue to Online Banking](https://amistadbank.com/online-banking?hsLang=en) [Continue to Website](https://amistadbank.com/?hsLang=en) [![Logo](https://amistadbank.com/hs-fs/hubfs/logo.png?width=166&height=62&name=logo.png)](https://amistadbank.com/?hsLang=en) - [About Us](https://amistadbank.com/about-us?hsLang=en) - [Resources](https://amistadbank.com/resources?hsLang=en) [Contact Us](https://amistadbank.com/contact-us?hsLang=en) [Log In](https://amistadbank.onlinebank.com/SignIn.aspx) - [About Us](https://amistadbank.com/about-us?hsLang=en) - [Resources](https://amistadbank.com/resources?hsLang=en) - [Personal Banking](https://amistadbank.com/personal-banking?hsLang=en) - [Business Banking](https://amistadbank.com/business-banking?hsLang=en) - [Mortgage Center](https://amistadbank.com/mortgage-center?hsLang=en) - [Online Banking](https://amistadbank.com/online-banking?hsLang=en) [Contact Us](https://amistadbank.com/contact-us?hsLang=en) [Log In](https://amistadbank.onlinebank.com/SignIn.aspx) - [Personal Banking](https://amistadbank.com/personal-banking?hsLang=en) - [Business Banking](https://amistadbank.com/business-banking?hsLang=en) - [Mortgage Center](https://amistadbank.com/mortgage-center?hsLang=en) - [Online Banking](https://amistadbank.com/online-banking?hsLang=en) "Mi casa es su casa" # Del Rio's Trusted Mortgage Hub [Apply Online - Aplicar En Línea](https://www.amistadbank.com/mortgage-application-frame/?hsLang=en) ![MortgageCenter-Img (1)](https://amistadbank.com/hs-fs/hubfs/MortgageCenter-Img%20(1).png?width=767&height=651&name=MortgageCenter-Img%20(1).png) #### Which Loan Works For You? Get the most out of your loan—competitive rates and high-quality service. ![Shield thick](https://amistadbank.com/hubfs/Shield%20thick.svg) FHA ![Star](https://amistadbank.com/hubfs/Star.svg) VA ![Money](https://amistadbank.com/hubfs/Money.svg) Conventional ![Wrench](https://amistadbank.com/hubfs/Wrench.svg) New Construction ![Refresh](https://amistadbank.com/hubfs/Refresh.svg) Refinance ![Home](https://amistadbank.com/hubfs/Home.svg) Home Equity ![people](https://amistadbank.com/hs-fs/hubfs/people.jpeg?width=2000&name=people.jpeg) Ask About Our #### Down Payment Assistance For First-Time Homebuyers! Our goal is to provide the highest level of service and competitive rates. Our loan officers are only a phone call away.   [Contact Us - Comuníquese con Nosotros](https://amistadbank.com/contact-us?hsLang=en) #### Explore Our Resources And take the next step in your home-buying journey First Time Homebuyer Course [Learn More](https://readynest.com/) FHA/HUD Information [Learn More](https://www.hud.gov/program_offices/housing/fhahistory) Veterans Affairs [Learn More](https://www.benefits.va.gov/homeloans/) HUD: Buying a Home Tips [Learn More](https://www.hud.gov/topics/buying_a_home) Home Equity Lending in Texas [Learn More](https://texreg.sos.state.tx.us/public/readtac$ext.ViewTAC?tac_view=4&ti=7&pt=8&ch=153&rl=Y) #### Frequently Asked Questions Home Equity Information can also be found in Article 16 Section 50 of the Texas Constitution or on the Texas Finance Commission website. ##### How many home equity loans can I have? A consumer can only have one home equity loan at a time. ##### How much can I borrow? Texans can borrow up to 80% of the value of their home. ##### Can I refinance my home equity, and when? Yes. A home equity can be refinanced; however, it can be refinanced no more than once every 12 months and no earlier than one year after the closing of the original loan or a refinance. The terms of a home equity loan may be modified at any time. ##### Are there limitations on the draws on a HELOC? 1. The minimum amount that a consumer may draw at any one time is $4,000. 2. Draws are not allowed whenever the outstanding principal balance of the loan exceeds 50% of the value of the home (i.e., the value of the home at the time the loan was made). 3. If the outstanding principal balance of a HELOC ever exceeds 50% of the value of the home (i.e., the value of the home at the time the loan was made), the consumer may pay the balance down to 50% or less of the value of the home and then make draws. 4. Draws are not permitted through credit card, debit card, or preprinted solicitation checks. #### Apply Online Today! House hunt with confidence. Get pre-approved! [Apply Now - Aplicar Ahora](https://www.amistadbank.com/mortgage-application-frame/?hsLang=en) #### Need Support? Our friendly loan officers are ready to assist! [Contact Us - Comuníquese con Nosotros](https://amistadbank.com/contact-us?hsLang=en) [![Logo](https://amistadbank.com/hs-fs/hubfs/logo.png?width=190&height=71&name=logo.png)](https://amistadbank.com/?hsLang=en) [Personal Banking](https://amistadbank.com/personal-banking?hsLang=en) [Business Banking](https://amistadbank.com/business-banking?hsLang=en) [Online Banking](https://amistadbank.com/online-banking?hsLang=en) [Resources](https://amistadbank.com/resources?hsLang=en) [About Us](https://amistadbank.com/about-us?hsLang=en) [Contact Us](https://amistadbank.com/contact-us?hsLang=en) ![fdic](https://amistadbank.com/hs-fs/hubfs/fdic.png?width=75&height=75&name=fdic.png) ![equal housing](https://amistadbank.com/hs-fs/hubfs/equal-housing.png?width=59&height=59&name=equal-housing.png) NMLS #266337 Copyright © 2025 Amistad Bank | [Privacy Policy](https://amistadbank.com/privacy-policy?hsLang=en) | [Crafted by Primitive](https://leadwithprimitive.com) | All Rights Reserved ```json { "@context" : "https://schema.org", "@id" : "", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "", "postalCode" : "", "streetAddress" : "" }, "description" : "", "logo" : "", "name" : "", "sameAs" : [ "", "", "" ], "url" : "" } ```