Checking & Savings Accounts
- E-Checking
- Regular Checking
- Amigo/Amigo Plus Checking
- Friendship Club/Club 55
- Now Account
- Savings Account
- Santa Savings
E-Checking
- Minimum deposit to open $50.00
- A service charge of $5.50 imposed every statement cycle if balance falls below $50.00 on any day of the statement cycle.
- The service charge will be waived if the customer has a direct deposit.
- The service charge will be waived if the customer has a savings account with a minimum of $50.00
- Unlimited check writing
- No images of canceled checks
- FREE Internet Banking
- E-Statements only
- You will receive an email each month alerting you that your E-Statement is ready for viewing. If an account holder does not sign up for E-Statements, a $10 fee will be assessed to the account each time a paper statement is mailed.
- “Bill Pay”-First six (6) transactions at no charge. For each transaction in excess of six (6), the charge is $0.65.
Regular Checking
- Minimum deposit to open $50.00
- Service charges if account balance falls below $500.00
- $7.50 = $0 - $299.99
- $6.50 = $300 - $399.99
- $5.50 = $400 - $499.99
- Unlimited check writing
- Images of canceled checks
- FREE Internet Banking
- No monthly service charge will be imposed to full time students, senior citizens (62 years or older) or military personnel.
- “Bill Pay” - First six (6) transactions at no charge. For each transaction in excess of six (6), the charge is $0.65.
Amigo Checking
- Minimum deposit $100.00 to open and receive disclosed Annual Percentage Yield (APY).
- High interest checking that rewards customers for paper-free transactions.
- Interest rate and APY is subject to change at bank’s discretion. For current APY please speak to one of our customer service representatives.
- $6.50 monthly service charge will apply if account balance falls below $500.00. However, service charge will be waived if account minimum requirements are met.
- Posted APY will be paid up to $30,000.00 balance, any balance over pays at the NOW Account rate APY.
- Some limitations apply. Amigo and Amigo Plus requirements may vary, please see a bank representative for more details.
Friendship Club/Club 55
- Minimum deposit to open $50.00
- $9.00 monthly service charge for Friendship Club
- $4.50 monthly service charge for Friendship Club 55 (must be at least 55)
- No minimum balance required
- Unlimited check writing
- Free Personalized Checks (wallet only) for life of account
- Free Cashier’s Checks and other bank services discounts
- Notary Service
- Automatic Funds Transfer
- 24-Hour banking online and/or ATM
- Prescription drug discounts
- Accidental Death Insurance
- Identity Theft 911
- Identity IQ Protect Pro
- Entertainment, lodging and shopping discounts
*** See Information Booklet for more Membership Benefits or visit with one of our bank representatives for more details.
Now Account
- Minimum deposit $1,000.00
- Posted rate contact Customer Service Representative
- $10.00 service charge imposed every statement cycle if balance falls below $1,000.00 on any day of the statement cycle
- If the account is closed before interest is credited, you will not receive the accrued interest.
- Unlimited check writing
- FREE Internet Banking
Savings Account
- Minimum deposit to open $50.00
- $9.00 Quarterly service fee will apply if accumulated balance falls below $200.00. Quarterly service fee will be waived if the accumulated balance of all primary owners’ consumer checking and savings accounts remain above $200.00 during the statement cycle.
- Posted rate contact Customer Service Representative
- Not eligible for “bill pay”
- If the account is closed before interest is credited, you will not receive the accrued interest.
Santa Savings Account
- Minimum deposit to open $50.00
- $9.00 Quarterly service fee will apply if accumulated balance falls below $50.00. Quarterly service fee will be waived if the accumulated balance of all primary owners’ consumer checking and savings accounts remain above $50.00 during the statement cycle.
- Posted rate contact Customer Service Representative
- Not eligible for “bill pay”
- If the account is closed before interest is credited, you will not receive the accrued interest.